Jenny Kwan, Vancouver East
“This bill does not fix the housing crisis because it gives money to private developers instead of building public, co-op, and non-profit homes. It has no clear targets for what makes a home truly affordable or accessible. I want the government to build one million public homes and set strict rules to make sure homes are built for people, not profit.”
“Madam Speaker, I am sharing my time with the member for Saanich—Gulf Islands. I rise today on behalf of the people of Vancouver East, and on behalf of millions of Canadians, who are asking a very simple question. In one of the richest countries in the world, why is it becoming harder, not easier, to afford a place to live? What an opportunity this is to do the right thing and to build truly affordable housing, once and for all. The government has a chance to step up to the plate and finally deal with the crisis of runaway housing costs. Instead, it is just tinkering at the edges. Behind the hype and the Prime Minister’s rhetoric of re-establishing the federal government’s direct role in building homes at speed and scale to address the housing crisis is just another repackaged intervention that reserves most of its funding for the private sector. As shown in the spring economic update, the Prime Minister promised Canadians that he would build more housing faster to address the housing crisis, but instead of investing in the development of public community housing, over $93 billion, or two-thirds of the $140 billion in housing measures, would be gifted to real estate developers through special treatment and low-interest loans with minimal affordability requirements to help Canadians. Only one-third, less than $10 billion a year over five years, would be spent directly on building homes. The Liberals are continuing to bank on the private sector to solve the housing crisis. We have seen that show before. It did not work 30 years ago, and it will not work now or in the future. The legislation contains no affordability or supply targets, no performance benchmarks and no regular reporting requirements beyond infrequent statutory reviews. To date, the government has announced just six sites that would meet affordability criteria. Without binding requirements, there is no assurance that future projects would do the same. This lack of ambition is especially concerning given that total federal housing spending is projected to fall by 56% by 2028-29. Funding for existing affordability programs is set to expire, and CMHC is facing cuts of $860 million per year, according to the Parliamentary Budget Officer. In addition, there could be the loss of up to 300,000 units of already built social and co-op housing if the government does not renew housing charge subsidies that are set to expire. Miloon Kothari, the former UN special rapporteur on housing, visited Canada on a national fact-finding mission and wrote a report in 2007 with recommendations. The point is that every government, Conservative and Liberal, has ignored his advice since. The report called for a continuum of housing to be built, including non-market affordable housing on scale, so that it could push the market into more affordable terrain. What are we seeing today, more than 30 years later? Why are seniors being renovicted from communities that they helped build? Why are young people working full-time and still unable to afford rent? Why are families forced to choose between paying rent and putting food on the table? Why has this affordability crisis gone on for so long? This did not happen by accident. This is the result of decades of political choices that have allowed housing in Canada to be transformed from a human need into a vehicle for profit. During the election campaign, the Liberals said they were going to have a wartime intervention in building affordable housing. What we see in reality is a program focused primarily on market incentives. History has shown us that true affordable housing, social housing and co-op housing, can be built by government with non-profit partners, and they know how to do this well. The Liberals have a choice: stand with working people crushed by rent and unaffordable housing costs, or protect a system that keeps housing unaccountable and out of reach. Sadly, they choose the latter. Liberals are continuing to approach the affordability crisis through market incentives rather than building affordable housing directly with non-profit partners that guarantee affordability. That is the world view of the Conservatives as well. The NDP takes a very different approach, and that is why the NDP is calling for development of one million public homes over five years. That is the scale of ambition we need, to ensure that everyone has a safe, affordable place to call home. At committee, I proposed something incredibly basic: an amendment to Bill C-20 calling for transparency, measurable targets and a clear definition of affordability rooted in reality, which is that people should not spend more than 30% of their total income just to keep a roof over their head. The amendment demanded data and required outcomes on how many homes are built, where they are, who they serve and whether they are actually affordable. At a time when millions are one paycheque away from losing their homes, Canadians deserve more than announcements and market incentivization. They deserve accountability and clear affordability targets. The Liberals and Conservatives, by voting down the amendment, send a clear message that they are not interested in transparency and accountability. They do not really want Canadians to know the facts. Here is the truth. Building more housing, on its own, will not solve the crisis. If we do not address who the system is built for, we will simply produce more housing that people still cannot afford. When we do not set affordability targets, it is déjà vu all over again. There is a profound lack of urgency and priority by the Prime Minister to build a new supply of truly affordable housing for everyday Canadians. What is worse is that we will leave the most vulnerable even further behind. The Minister of Housing once had the ambition to end homelessness. Now that he is the minister, where has that ambition gone? The Right Fit program did something very simple and very powerful. It matched wheelchair users with accessible housing. Over the years, it helped hundreds of people find stable homes, and yet despite its success, and despite a growing wait-list of people in desperate need, it lost federal funding as of April 1. That means that in the middle of a housing crisis, we are not just failing to build enough homes but failing to ensure that the housing we have is accessible to those who need it most. It is not happening. This is not just a policy failure; it is a moral failure. It exposes a fundamental flaw in the government’s approach. The Build Canada Homes act focuses heavily on supply, but it is not asking a critical question: a supply of what, and for whom? Accessible housing is not interchangeable with market housing. This is a bureaucracy being built without adequate affordability targets. We cannot simply build more units and assume they will meet the needs of people with disabilities. This is not simply an outlier situation. It is a warning. It shows us exactly what happens when we rely on a market-driven approach without strong public leadership and targeted investment. We get gaps, we get inequities, and people are left behind. This happens because it leans on the same idea, which is that if we incentivize developers, reduce barriers and speed up approvals, affordability will follow. However, we have tried that for decades, and what has it delivered? It has delivered luxury developments instead of affordable homes, record profits for investors while renters struggle, and housing treated as a commodity, not a human right. The private market builds for profit, not for need. If luxury units generate higher returns, that is what will be built. If speculation drives higher prices, that is where capital flows. This is how the system is designed, but it is our responsibility as parliamentarians to ensure that the system serves the people, not just the profits. Right now, it does not serve the people. Where in this bill is the bold commitment to non-market housing? Where is the large-scale investment in co-op housing? Where is the expansion of public housing that remains affordable for generations? Where are the protections for renters facing eviction and unaffordable rent increases? Where is the action to stop the financialization of housing? The housing crisis is not separate from inequity. It is a direct result of it. When wealth is concentrated, it flows into assets like housing and drives prices out of reach. If we are serious about solving the crisis, we must be serious about addressing inequality. This is not just about opposing development. We need to build, but we need to build the right kind of housing. We need to build housing that is affordable, accessible and secure. We need to build housing that is protected from speculation. Housing is not just about supply. It is about dignity. It is about stability. It is about a basic human right. That is why the government needs to take action in a serious way. That is why there need to be accountability measures in this bill and we need to address the housing crisis for all Canadians.”
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A repeated line
“Canada should be one of the richest countries in the world.”
Said 5 times by 5 members since May 25.
Every time it was said
Madam Speaker, I am sharing my time with the member for Saanich—Gulf Islands. I rise today on behalf of the people of Vancouver East, and on behalf of millions of Canadians, who are asking a very simple question. In one of the richest countries in the world, why is it becoming harder, not easier, to afford a place to live? What an opportunity this is to do the right thing and to build truly affordable housing, once and for all. The government has a chance to step up to the plate and finally deal with the crisis of runaway housing costs. Instead, it is just tinkering at the edges. Behind the hype and the Prime Minister’s rhetoric of re-establishing the federal government’s direct role in building homes at speed and scale to address the housing crisis is just another repackaged intervention that reserves most of its funding for the private sector. As shown in the spring economic update, the Prime Minister promised Canadians that he would build more housing faster to address the housing crisis, but instead of investing in the development of public community housing, over $93 billion, or two-thirds of the $140 billion in housing measures, would be gifted to real estate developers through special treatment and low-interest loans with minimal affordability requirements to help Canadians. Only one-third, less than $10 billion a year over five years, would be spent directly on building homes. The Liberals are continuing to bank on the private sector to solve the housing crisis. We have seen that show before. It did not work 30 years ago, and it will not work now or in the future. The legislation contains no affordability or supply targets, no performance benchmarks and no regular reporting requirements beyond infrequent statutory reviews. To date, the government has announced just six sites that would meet affordability criteria. Without binding requirements, there is no assurance that future projects would do the same. This lack of ambition is especially concerning given that total federal housing spending is projected to fall by 56% by 2028-29. Funding for existing affordability programs is set to expire, and CMHC is facing cuts of $860 million per year, according to the Parliamentary Budget Officer. In addition, there could be the loss of up to 300,000 units of already built social and co-op housing if the government does not renew housing charge subsidies that are set to expire. Miloon Kothari, the former UN special rapporteur on housing, visited Canada on a national fact-finding mission and wrote a report in 2007 with recommendations. The point is that every government, Conservative and Liberal, has ignored his advice since. The report called for a continuum of housing to be built, including non-market affordable housing on scale, so that it could push the market into more affordable terrain. What are we seeing today, more than 30 years later? Why are seniors being renovicted from communities that they helped build? Why are young people working full-time and still unable to afford rent? Why are families forced to choose between paying rent and putting food on the table? Why has this affordability crisis gone on for so long? This did not happen by accident. This is the result of decades of political choices that have allowed housing in Canada to be transformed from a human need into a vehicle for profit. During the election campaign, the Liberals said they were going to have a wartime intervention in building affordable housing. What we see in reality is a program focused primarily on market incentives. History has shown us that true affordable housing, social housing and co-op housing, can be built by government with non-profit partners, and they know how to do this well. The Liberals have a choice: stand with working people crushed by rent and unaffordable housing costs, or protect a system that keeps housing unaccountable and out of reach. Sadly, they choose the latter. Liberals are continuing to approach the affordability crisis through market incentives rather than building affordable housing directly with non-profit partners that guarantee affordability. That is the world view of the Conservatives as well. The NDP takes a very different approach, and that is why the NDP is calling for development of one million public homes over five years. That is the scale of ambition we need, to ensure that everyone has a safe, affordable place to call home. At committee, I proposed something incredibly basic: an amendment to Bill C-20 calling for transparency, measurable targets and a clear definition of affordability rooted in reality, which is that people should not spend more than 30% of their total income just to keep a roof over their head. The amendment demanded data and required outcomes on how many homes are built, where they are, who they serve and whether they are actually affordable. At a time when millions are one paycheque away from losing their homes, Canadians deserve more than announcements and market incentivization. They deserve accountability and clear affordability targets. The Liberals and Conservatives, by voting down the amendment, send a clear message that they are not interested in transparency and accountability. They do not really want Canadians to know the facts. Here is the truth. Building more housing, on its own, will not solve the crisis. If we do not address who the system is built for, we will simply produce more housing that people still cannot afford. When we do not set affordability targets, it is déjà vu all over again. There is a profound lack of urgency and priority by the Prime Minister to build a new supply of truly affordable housing for everyday Canadians. What is worse is that we will leave the most vulnerable even further behind. The Minister of Housing once had the ambition to end homelessness. Now that he is the minister, where has that ambition gone? The Right Fit program did something very simple and very powerful. It matched wheelchair users with accessible housing. Over the years, it helped hundreds of people find stable homes, and yet despite its success, and despite a growing wait-list of people in desperate need, it lost federal funding as of April 1. That means that in the middle of a housing crisis, we are not just failing to build enough homes but failing to ensure that the housing we have is accessible to those who need it most. It is not happening. This is not just a policy failure; it is a moral failure. It exposes a fundamental flaw in the government’s approach. The Build Canada Homes act focuses heavily on supply, but it is not asking a critical question: a supply of what, and for whom? Accessible housing is not interchangeable with market housing. This is a bureaucracy being built without adequate affordability targets. We cannot simply build more units and assume they will meet the needs of people with disabilities. This is not simply an outlier situation. It is a warning. It shows us exactly what happens when we rely on a market-driven approach without strong public leadership and targeted investment. We get gaps, we get inequities, and people are left behind. This happens because it leans on the same idea, which is that if we incentivize developers, reduce barriers and speed up approvals, affordability will follow. However, we have tried that for decades, and what has it delivered? It has delivered luxury developments instead of affordable homes, record profits for investors while renters struggle, and housing treated as a commodity, not a human right. The private market builds for profit, not for need. If luxury units generate higher returns, that is what will be built. If speculation drives higher prices, that is where capital flows. This is how the system is designed, but it is our responsibility as parliamentarians to ensure that the system serves the people, not just the profits. Right now, it does not serve the people. Where in this bill is the bold commitment to non-market housing? Where is the large-scale investment in co-op housing? Where is the expansion of public housing that remains affordable for generations? Where are the protections for renters facing eviction and unaffordable rent increases? Where is the action to stop the financialization of housing? The housing crisis is not separate from inequity. It is a direct result of it. When wealth is concentrated, it flows into assets like housing and drives prices out of reach. If we are serious about solving the crisis, we must be serious about addressing inequality. This is not just about opposing development. We need to build, but we need to build the right kind of housing. We need to build housing that is affordable, accessible and secure. We need to build housing that is protected from speculation. Housing is not just about supply. It is about dignity. It is about stability. It is about a basic human right. That is why the government needs to take action in a serious way. That is why there need to be accountability measures in this bill and we need to address the housing crisis for all Canadians.