Build Canada Homes Act

Bill C-20, Build Canada Homes Act · Third reading · now law Where it stands

What the law does

The law establishes Build Canada Homes as a Crown corporation to develop affordable housing and promote efficient construction techniques. It sets out the corporation's powers and governance, and authorizes federal money to fund its operations. The federal cabinet can also transfer property and obligations from other Crown corporations to Build Canada Homes, and issue directives related to reorganizing Canada Lands Company Limited.

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7 statements

Rhéal Éloi Fortin, Rivière-du-Nord

Bloc Québécois
“We have a housing crisis, but this bill steps into areas that belong to Quebec and the provinces. I want to know if it would be better to just give the money to the provinces so they can handle their own housing.”
Official Hansard

Mr. Speaker, the Build Canada Homes bill is not a bad bill because we are in the midst of a housing crisis and any attempt to correct the situation is more than welcome. However, the way the bill is worded, the federal government is encroaching on the jurisdictions of Quebec and the provinces, which always makes me feel a bit uneasy. Quebec and Ottawa made an agreement on a number of things, which should help close loopholes. I would like my colleague to tell me this. In her view, would it not have been better to simply transfer money to the provinces by proposing that they look after housing in each province and in Quebec, according to the priorities and problems that each Canadian province is facing?

Mario Simard, Jonquière

Bloc Québécois
“The government moves too slowly on both housing and the forestry crisis. This bill does not require builders to use Canadian wood, and the government is doing nothing to protect our forestry companies from American tariffs. If those companies close, we will not even have the wood to build these homes.”
Official Hansard

Mr. Speaker, I would just like to say that I will be sharing my time with the ever-energetic member for South Shore—St. Margarets. I want to talk about a recurring pattern with this government, one that I have observed since the beginning of this Parliament. There are two crises that are affecting us. I will focus on two major crises, although there may be more. The first is the housing crisis, and the second is the tariff crisis. In a previous life, when I was studying philosophy, we were given a definition of “crisis” that was quite simple. It is when a body goes through a period that puts it on the brink of life or death. Responding to a crisis means ensuring the survival of a body. If nothing is done, then that body will die. That was a definition that I had in my philosophy courses. What does that imply? Why do I raise this? It is because during a crisis, what is needed is prompt action that produces results. The best example is perhaps a heart attack. If someone has a heart attack, they would not be satisfied with me telling them not to worry and to keep breathing because it will eventually pass. They would want prompt action. They would want medical care to stay alive. What I am seeing today from the government is precisely a lack of prompt action. Now we have Build Canada Homes, and I will give an example. Loge m’entraide, an organization in my riding that received funding from the Société d’habitation du Québec, or SHQ, to build social housing, was supposed to receive money from the affordable housing fund, or AHF, which was administered by CMHC. That was at the beginning, in 2024. This organization received its SHQ funding. CMHC officials said that if SHQ funding was secured, then AHF funding would be coming. Several months passed. The affordable housing fund disappeared. The government said that it would reach a new agreement with the provinces and that it would then follow up to see whether SHQ projects would qualify. Now, after 18 months, Loge m’entraide is still waiting for federal funding. The government scrapped the AHF, which was supposed to be refinanced by the government in the budget. However, what we learned from the budget is that there would be a new program instead. This new program was going to solve all the problems. This new program is called Build Canada Homes, but in the meantime, no social housing is being built in my riding because the federal government is unable to respond to the crisis. Another point that strikes me as essential is that, throughout the election campaign and even afterward, I heard the Prime Minister and the Minister of Energy and Natural Resources say that there is one sector that has been particularly affected by tariffs since 2017, and that is the forestry sector. We were already dealing with U.S. tariffs even before the tariff crisis. These two people told us that they knew that the lumber sector was particularly affected, but that they were going to resolve this issue through a major initiative. The Prime Minister said that during the election campaign. The Minister of Natural Resources repeated it ad nauseam. They said they were going to resolve it through a major initiative that would allow homes to be built using Canadian lumber. I am a guy who is all about co-operation. I thought to myself that we have been asking for this since I arrived here in 2019 and that this government may have understood that it had to support the forestry industry. However, where do we stand today? If I look at the Build Canada Homes bill, is there anything that clearly states that Canadian wood has to be used? I do not know whether anyone else has seen that, but I have not. Apart from the Liberal Party’s lip service, there is absolutely nothing to suggest that construction will be done with wood. This brings us to another major crisis, the softwood lumber crisis, which mainly affects Quebec, but also Ontario to some extent as well as British Columbia. However, there is absolutely nothing in there to suggest that the federal government wants to prioritize wood as a material, apart from the statements that have been made. I say that because it is very important; I remember that in 2025, for the first time, a federal government said in response to the softwood lumber crisis that it would provide liquidity. In August 2025, the Minister of Energy and Natural Resources said that there would be a liquidity program for people in the forestry sector who are going through one of the worst crises they have ever experienced. Eight or nine months later, people in my riding have contacted me to express interest in accessing the Business Development Bank of Canada, or BDC, program, but it is still vague and the rules are so hard to understand that no one I know can access it. Eight or nine months on, we are in a crisis, as I said earlier. If a person has a heart attack, they want an immediate response. Eight or nine months later, absolutely nothing has been done to support the forestry sector. Then, the federal government announces that it is going to launch a broad strategy to use wood in building construction. How is it going to use wood in building construction when the majority of businesses, whether small sawmills or lumber producers, are shutting down? How can the same momentum be recreated when companies in the forestry sector are being left to die? We sat down and came up with proposals. We are in collaboration mode. It is true that we sometimes criticize the government’s measures in the House. However, we gave the government a suggestion. The first thing that we did was to go and see people in the forestry sector to tell them that there will be business opportunities. The government wants to launch a major construction project, and so we asked business owners in the industry what they have to offer. These people told us that, before they can offer anything, they have to keep their companies afloat and get through the tariff crisis with the United States, and that the best way to do that would be for the government to cover some of the anti-dumping and countervailing duties at the end of each month. Today, more than $13 billion is being held captive, in trust, at the border by the Americans. That amount belongs to the forestry sector. If we could inject that $13 billion into this sector, everybody would be thrilled. However, this $13 billion is being held captive. People in the forestry sector are accommodating. They do not want to get that money back right away. They want to exhaust all available recourse with the international trade tribunals. In the meantime, they are asking the government to take care of 50% of these countervailing and anti-dumping duties and tariffs at the end of each month. A 10% tariff brings the total tariff amount to 45%. Furthermore, this is not a subsidy, because this problem will eventually be resolved. The forestry industry is asking the government to adopt this proposal so that it can keep its ecosystem alive. When construction starts up again, forestry companies will be there and they will not have all disappeared. The government rejected this proposal. The government was given another proposal to maintain the ecosystem and the value chain that allows us to use wood in construction. The proposal was for the government to provide the equivalent of a wage subsidy, which would be an easy thing for the government to do. The government also rejected this proposal. Last week, the government announced with great fanfare what the task force strategy entailed. It is very interesting. The government talked about $10 billion over 10 years. Will this amount actually be distributed? I do not know, but it was announced with great fanfare. Are there any conclusive solutions and results today that will allow the forestry sector to respond to what will be a vast construction site for the Build Canada Homes projects? There is absolutely nothing. In closing, Build Canada Homes is a great strategy but, at the end of the day, absolutely nothing is being done. This government likes to talk about what it wants to do but is very slow to take action. That is what is disappointing. I look forward to hearing my colleagues’ questions on this matter. I also look forward to seeing their record so far.

Mario Simard, Jonquière

Bloc Québécois
“The government cares more about the western oil industry than the forestry industry. The latest financial update mentions oil 130 times, but it only mentions forestry nine times. The forestry industry has no power with this government.”
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Official Hansard

Mr. Speaker, as I said earlier, I am in collaboration mode, but I am not seeing any results. I sometimes wonder about the government’s interest in the forestry industry. What struck me the most about the “Canada Strong for All” fiscal update is that the words “forest” and “forestry” appear only nine times. However, a search for the words “oil” or “oil company” shows that they appear 130 times. “Canada for all” seems to be Canada focused on western Canada’s energy sector. It is not Canada focused on the forestry sector. As we know, politics is a balance of power, and unfortunately, when it comes down to the forestry industry, right now our balance of power is non‑existent.

Mario Simard, Jonquière

Bloc Québécois
“We will vote for this housing bill because we want more homes built. But the government is too slow to help the forestry industry. If the government does not support forestry now, small regions like mine will suffer.”
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Official Hansard

Mr. Speaker, our position is quite simple: We want more housing construction, and we want support for the forestry industry. Our criticisms concern the government’s slow response. If it does not take immediate action to support forestry, this industry will lose its lifeblood. Small regions like mine, whether in Saguenay—Lac-Saint-Jean, Abitibi or the north shore, are being hollowed out and will pay the price. The government is turning a deaf ear and is unwilling to listen to the industry’s legitimate demands. It is still making announcements rather than responding to the crisis. We are still going to vote in favour of this initiative. If it comes to fruition and is good for everyone, then we will not vote against it. The goal is not to oppose for the sake of opposing. That is not what we do.

Rhéal Éloi Fortin, Rivière-du-Nord

Bloc Québécois
“We need wood to build houses. The government barely mentions wood in its budget and ignores questions about the forestry industry. I want my colleague to explain why the government will not support this industry.”
Official Hansard

Mr. Speaker, I thank my colleague from Jonquière for his speech, which was as engaging and passionate as he is. I must say that I was surprised as I listened to him speak. In my view, building a house starts with wood. Ask any six-year-old kid in school what is needed to build a house, and the first thing the child would say is wood. My colleague tells us that in the budget, wood is mentioned only nine times in I do not know how many pages. One might think that this was an oversight, except I understand that my colleague from Jonquière has frequently asked government members about what they are doing for the forestry industry. Unfortunately, it seems that they have turned a deaf ear. Can my colleague explain the government’s apparent insensitivity or closed-mindedness regarding the forestry industry?

Mario Simard, Jonquière

Bloc Québécois
“The federal government refuses to stand up to the United States to protect our softwood lumber industry. It also denies federal aid to this sector. This neglect has hurt our forestry industry and forced companies to merge.”
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Official Hansard

Mr. Speaker, that is an excellent question. The answer is quite simple: The federal government has never been willing to fight for softwood lumber. We are at the mercy of the Americans. Not only that, but we also have an economic sector that is currently unable to access federal assistance, because it is constantly being referred to Global Affairs Canada and told no. What the federal government has been doing for the past few years is unconscionable. It has allowed the situation to deteriorate, and now we are facing deeply troubling consolidations in the forestry sector.

Mario Simard, Jonquière

Bloc Québécois
“The federal government is too slow to help with housing. Its new plan will take 10 years to work, and moving housing money to a new agency is delaying projects right now.”
Official Hansard

Mr. Speaker, it seems like it is always the same old story. The federal government is proposing strategies, like the Build Canada Homes program. It is also proposing to retool the forestry sector, but that will not happen in six months. It will take 10 years to see results. The federal government is not agile enough to act in a timely manner. That is why, in my speech earlier, I gave the example of the affordable housing fund, which has gone from CMHC to Build Canada Homes, meaning that, today, projects that would have received this funding 10 or so months ago are now stuck waiting. That is the problem with these initiatives. Perhaps my colleague is seeing the same thing in her own riding.

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