Build Canada Homes Act

Bill C-20, Build Canada Homes Act · Third reading · now law Where it stands

What the law does

The law establishes Build Canada Homes as a Crown corporation to develop affordable housing and promote efficient construction techniques. It sets out the corporation's powers and governance, and authorizes federal money to fund its operations. The federal cabinet can also transfer property and obligations from other Crown corporations to Build Canada Homes, and issue directives related to reorganizing Canada Lands Company Limited.

Official text (opens in a new tab)

17 statements

Kevin Lamoureux, Parliamentary Secretary to the Leader of the Government in the House of Commons

Liberal
“I support this bill because the federal government needs to help build affordable housing. Past governments stopped helping, and that made the housing problem worse. This bill creates a new corporation to build more homes and help co-ops and non-profits.”
Official Hansard

Mr. Speaker, it is always a pleasure to rise and share some thoughts on important issues that Canadians have to face, and hopefully give an explanation as to where I am coming from and why it is very important that the Government of Canada continues to push forward on building opportunities to see more people being able to afford homes and ultimately more homes being built here in Canada. A number of years ago, when I was first elected to the Manitoba legislature, my first responsibility was tied to being the critic for housing and the deputy party whip at the time. It was something that I appreciated being a part of, because it gave me a very good understanding of the housing industry back then. I have never lost interest, and in fact I have had many debates over the years on the issue of housing. When I came to Ottawa, I continued to have discussions and debates on the important issue of housing. From the very beginning, I have always recognized that the national government does, and should, have a role to play in housing in Canada. This has been an issue for a period of time. The minister made reference earlier, in response to a heckle and comments that were coming from the opposition benches, to the fact that the issue we have before us today is not something that just came out of the blue. What we have is an issue that has been there and has taken more than a generation to get to this point. There was a time, in the early 1990s, even going into the 1980s, when governments of different political persuasions and levels were talking about the national government withdrawing from housing responsibility. In part, we are realizing why the national government needs to not only be engaged but demonstrate leadership on this critically important file. When we think of housing, it affects all of our communities. Not only does it impact homeowners and future homeowners, but it affects the community. Whether it is about growth or, in some cases, infill housing projects, it could have a very negative impact if the national government is not directly involved. I have seen that involvement in a very real and tangible way. Let us take a look, for example, at what Habitat for Humanity Canada does in our communities. I represent a riding that has likely benefited the most, or is one of the top five or 10 ridings that have benefited the most, through Habitat for Humanity making housing affordable. In Winnipeg North, I would estimate that well over 100 homes, which is 100 families, have benefited from one incredible non-profit organization, just focused in one federal riding. Everywhere, from the Point Douglas area to Shaughnessy Park, The Maples and into the suburbs, Habitat for Humanity has helped build homes that individuals living in them otherwise would not be able to afford. It has made homes affordable. Today we have a government that recognizes that and supports Habitat for Humanity. I would hope that this support continues into the future. I think of revitalization programs from the past where governments were working together to establish a pool of money so they could refurbish housing stock, and in some situations, such as the promotion of housing co-ops, see co-ops being built. Before I was a parliamentarian, I used to be involved in the Weston Residents Housing Cooperative, and we were able to build affordable housing. We very much needed the support of government. At that time, it was the provincial government that provided the support, but today we have not seen much in terms of the expansion of housing co-ops. However, under this Prime Minister and this administration, the Build Canada Homes act would, once again, provide support for housing co-ops. Housing co-ops play a very important role. Again, looking at Winnipeg North, I think of Willow Park, arguably the oldest and most established housing co-op in Canada, possibly even in North America. That community has benefited because of direct government involvement. Direct government involvement takes many different forms. I referred to housing co-ops. I can talk about infill housing, directly or indirectly, but I would also suggest non-profit housing built by government. Back in the day, maybe 25 years ago, I would see affordable government-built homes, and tenants living in those homes were paying less than 30% of their annual income, no matter what their annual income was. Affordable homes are built because there are many generational issues at times. Individuals find it difficult for a wide spectrum of reasons and are very dependent on government-built homes. Many organizations in Winnipeg North, from the Ukrainian community, the German community or the Polish community, have built homes. When I say “homes”, I am referring to apartment blocks. The Canadian Polish Manor has a dozen-plus floors. It is the same with the Canadian German Society Manor that was established. The Ukrainian community has built a few of them. Even though they might not necessarily have the management of them today, or not in all cases, these homes were built, in part, with federal dollars. They provide homes for seniors. Seniors who live in the community and maybe have children who are grown up or a spouse who passed away often want to stay in the community. Often, these buildings that are built by communities and non-profits are there to support and provide that home so seniors can get out of a single detached home and into a different home environment. There have been all sorts of programs over the years to support affordable housing. There were a number of years when that virtually came to an end because governments at different levels made the decision to withdraw. We saw it, I would argue, during the peak of the Harper era. That is why I referred to the leader of the Conservative Party, when he was minister of housing, and I reflected on the number of non-profit housing units that were actually built when he was responsible for housing. It was fewer than 10. Then we wonder why we have this issue today. It is not something that occurred overnight. I like that the issue was elevated to the degree that, during the last national election, just over a year ago, Canada’s Prime Minister made the decision to be more aggressive in supporting our communities and Canadians by making housing more affordable. That has taken different forms. We know that the price of housing has actually gone down since the last election. We know that the cost of rentals has actually gone down. We also know that the Prime Minister and the government today have put in place specific actions to look at ways to increase housing, both the stock and, where we can, the housing conditions overall, through different types of programs. When we take a look at Build Canada Homes, we think of it in the form of an arms-length corporation that is being funded to the tune of $13 billion, which has already been allocated in the 2025 budget. It is going to ensure that there is more affordable housing across our nation from coast to coast to coast. It is showing that the Government of Canada is working collaboratively with the different stakeholders and our provinces to ensure that we can maximize the benefit of housing. I would be interested in hearing from the Conservative Party today. Is there anyone in the Conservative Party today who believes there is a role for the national government to play on housing? To date, I have heard that, no, there is no role. I would very much appreciate hearing from any Conservative who can stand up and say that, yes, there is a role for the national government.

Kevin Lamoureux, Parliamentary Secretary to the Leader of the Government in the House of Commons

Liberal
“That question is off-topic. We are working with Quebec on this major project. Conservatives supported it in the past, even under Stephen Harper, but today's Conservatives are not telling the truth about it.”
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Official Hansard

Mr. Speaker, I can appreciate the question, I guess, to a certain degree. It is completely off‑topic. However, when we take a look at what is being proposed and what the government is pushing as a major project, working with the Province of Quebec in a collaborative fashion, this is a project that has received support from Progressive Conservatives. It has also received support from Conservatives. The member will find that, in previous governments, under the Harper regime, there were members of Parliament in the Conservative caucus who actually supported the project and who were in opposition to what today’s far-right Conservative Party is saying. The Conservatives are trying to portray something that is not the case. Hopefully, we will hear a lot more on this project in the days to come.

Bardish Chagger, Waterloo

Liberal
“I support this bill. The federal government must help build affordable housing, and federal money has helped my community do that. Some Conservatives privately ask for housing money for their areas, but their party still votes against it. I want to know why Conservatives oppose federal help for housing.”
Official Hansard

Mr. Speaker, I listened intently to my colleague’s speech, and I really appreciated the insights being provided. I think this is important legislation, and I personally believe the federal government has an important role to play when it comes to housing. In Waterloo, constituents have really appreciated the federal government stepping up and returning to the housing scene and having different levels of government working together. We have received some substantial investments from the federal government when it comes to increasing the affordable housing supply, a supply that will remain in our community for generations to come, with some of the most historic kinds of projects that we have not been able to dabble in before. I would like to hear the member’s thoughts as to why the Conservatives are taking the approach that the federal government does not have a role to play. Why are they so concerned that the federal government will help Canadians and give them a hand? In the region of Waterloo, I have been asked by constituents about Conservative members voting against the bill, our legislation and our budget, yet when it comes to housing projects, the Conservatives offer these hollow letters of support for those projects. We know that in the past Conservative members were reprimanded for asking the minister of housing for support for their communities. Clearly, there are Conservative members who want to see the federal government support housing initiatives in their communities. I would like the member to build upon some of those comments. It is unfortunate that this is not the chorus that the whole Conservative Party is singing, but I am confident there are some Conservative members who are confident that the federal government has a role to play. What are the member’s thoughts?

Kevin Lamoureux, Parliamentary Secretary to the Leader of the Government in the House of Commons

Liberal
“Conservative leaders told their own members to stop writing letters supporting local housing projects because they think the federal government should not help with housing. We believe the federal government should work with communities to build more affordable homes.”
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Official Hansard

Mr. Speaker, I guess I would break it down into a couple of things. One is the House leadership of the Conservative Party today, which, I would suggest, very much has that get-out-of-the-way, far-right attitude. That is the group that was very critical of the more progressive Conservatives within the caucus. They are much smaller in number but are the ones who really see the value and are the ones who were actually writing letters to the government saying that they supported the project and wanted it. They were reprimanded. They were told to stop writing support letters for their community. This came from the Conservative House leadership team, or the leadership team as a whole, and many of the members who, I would suggest, are on the far-right scale of thinking that the federal government has absolutely no role to play in regard to housing. Contrast that with the beginning of the question that my friend from Waterloo posed. She highlighted how important housing is to the city of Waterloo, and she is a consistent advocate for Waterloo, not only on housing but on a wide spectrum of issues. She is advocating for Waterloo and sees the value of working collaboratively, and that is exactly what the federal government is doing, because we understand that the end goal is to increase Canada’s housing stock, especially on the affordability front.

Kevin Lamoureux, Parliamentary Secretary to the Leader of the Government in the House of Commons

Liberal
“Our government is making housing more affordable. In our first year, home prices and rents have gone down, and more homes are being built.”
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Official Hansard

Mr. Speaker, the member can indicate the following very clearly, because the numbers and the facts clearly demonstrate it. Just over a year ago, Canadians elected a new Prime Minister with incredible credentials on the economy and how it works. There have been positive results on the housing file. Houses have become more affordable; they have dropped in price. Rents overall have dropped in price. The government has been working collaboratively with the different jurisdictions, and the housing stock is in fact increasing. The affordability issue is also being addressed in different ways. Within a year, our new government and the new Prime Minister have already made a positive difference, and I am optimistic about the future and being able to hit the targets that have been established.

Bardish Chagger, Waterloo

Liberal
“Conservatives say they want more affordable housing, but they keep delaying our work to build it. I want the parliamentary secretary to explain how this housing bill will help Canadians.”
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Official Hansard

Mr. Speaker, I thought that the last exchange was interesting. We just received an example of a Conservative member’s wanting more investment in housing and more affordable housing built, recognizing that his constituents need the federal government to play a role, yet rather than working with the government to ensure that we can have more successes for Canadians, the Conservatives would rather slow things down and have Canadians hurting. I find it fascinating, and we experienced this at committee yesterday as well, that the Conservative Party is going out of its way to almost amplify the hurt of Canadians rather than being part of the solution. That is probably why the Conservative Party remains the professional opposition: It actually does not want to be part of the solution. Could the parliamentary secretary please expand on the importance of the legislation, the federal government’s role and how it would actually help the people like the ones the member for London—Fanshawe has just referred to? I have to say that I am starting to miss the previous member for London—Fanshawe, because I do believe she would have at least fought hard to ensure that the constituents were fought for, rather than standing in the way and hoping that they hurt. I want Canadians to succeed. I will fight for the people of Waterloo. I would like to hear the member’s comments.

Kevin Lamoureux, Parliamentary Secretary to the Leader of the Government in the House of Commons

Liberal
“I want this bill to pass. It will help us build more homes in new ways, like modular housing. The Conservatives are wrong to try to stop it.”
Official Hansard

Mr. Speaker, when I think of the residents of London—Fanshawe, much as I do for many different constituencies, I think about how Bill C-20 would make a positive difference. It is not an issue of just blindly following the Conservative leadership, even because they are so wrong on this issue. Build Canada Homes is about looking at different ways we can build, such as modular homes. There are ways we can look at how, by working with the stakeholders, we are going to have more homes being built. There are the constituents for whom the member wants more homes to be built. The national government is showing compassion and moving in that direction. His very leader is saying to stop. In fact, the member for Waterloo might have gotten him in trouble by signalling that the member is someone who might be somewhat sympathetic to his constituents’ needs.

Kevin Lamoureux, Parliamentary Secretary to the Leader of the Government in the House of Commons

Liberal
“I want this bill to pass. It creates an agency that will build thousands of affordable homes. The Conservatives oppose it, but their leader only built six non-profit homes when he was the housing minister.”
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Official Hansard

Mr. Speaker, the reality of the situation is that just over a year ago, Canadians elected a new Prime Minister and a new government. We came forward with a substantive piece of legislation to have more homes built here in Canada. The member tries to give a false impression, but I can tell him that Build Canada Homes will, in fact, build thousands and thousands of affordable homes. The Conservative Party’s position is, “Get out of the way. We do not need Build Canada Homes.” This is coming from an opposition party that is led by a leader who used to be the minister of housing and built six non-profit homes in that role. Why should we listen to the Conservative Party?

Bardish Chagger, Waterloo

Liberal
“The federal government and Alberta are spending $323 million together on 41 affordable housing projects and over 70 new shelter spaces. I want to know if the member supports these projects and believes the federal government should help build homes.”
Official Hansard

Mr. Speaker, the member’s comments about really being there to meet Canadians with what they need and finding out ways to do it are not lost on me. Just last month, the Government of Canada and the Government of Alberta stated in a press release that they are going to invest $323 million in affordable housing. There will be 41 projects in the province of Alberta. They will also build more than 70 new shelter spaces for Albertans in need. This press release, which was signed off on by both the Government of Alberta and the Canadian government, talks about Build Canada Homes. I would like to know if the member supports the 41 projects in here, including the projects in Red Deer, Lacombe, Calgary and Edmonton. The list goes on. Does he believe the federal government has a role to play—

Sherry Romanado, Parliamentary Secretary to the Minister of National Defence

Liberal
“The opposition is wrong to say no homes have been built. I saw 30 new transitional homes open in my riding this March. We are building homes so more Canadians can find a place to live.”
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Official Hansard

Mr. Speaker, I know we are talking about Building Canada Homes and creating this stand-alone agency, and the previous speaker mentioned that no homes have actually been built. I was at the inauguration of a building in my riding in March with 30 units for transitional housing, so I have seen in my own riding that we are building. We are building to make sure that we provide the supply to allow more Canadians to find a place to live and to buy their first home. As such, I am not quite sure why the members opposite are saying no homes are being built, when I know for a fact that in my riding there have been. In fact, Longueuil was actually identified as one of the six projects initially announced.

Kevin Lamoureux, Parliamentary Secretary to the Leader of the Government in the House of Commons

Liberal
“The government is supporting Canada's forest industry. This bill helps the federal government work with other governments to build housing, just as we did with Quebec. Does the member agree it is important to pass this bill and work together?”
Official Hansard

Mr. Speaker, I recognize that there are very serious concerns and issues surrounding our forest industry in Canada. The government, through its buy Canada policy and other initiatives, is doing what it can to support it. The question I have for the member is in regard to the legislation itself. The Build Canada Homes act would allow the Government of Canada, at an arm’s-length distance, to work collaboratively with the different governments. It has been very successful with the Government of Quebec, with the agreement. I wonder if the member could just provide his perspective on why it is important to have the legislation go through and to work collaboratively with the different stakeholders.

Jessica Fancy, South Shore—St. Margarets

Liberal
“I support this bill. It creates a government company to build more affordable homes and pay for needed pipes and roads. My area needs more housing so workers, families, and seniors can afford to live there.”
Official Hansard

Mr. Speaker, I rise today in strong support of Bill C‑20, the Build Canada Homes act. I do so as the proud member of Parliament for South Shore—St. Margarets. Any day we get to rise on behalf of our constituents is always a great day. I want to talk today about our housing crisis and how it is not just theoretical. It is something that I hear about every single day from residents, businesses and my community leaders. Across our communities, all the way from Shag Harbour to Tantallon in my riding, there is a message that is clear. We need more housing, not someday, not eventually, but right now. In South Shore—St. Margarets, the challenge is not just affordability but also availability. Most of what we have talked about today is between those two things. I would like to talk about our responsiveness to both affordability and availability. We have employers that are looking to hire in South Shore—St. Margarets but are unable to attract workers because sometimes there is no place for them to live. We also need the infrastructure to support that. We have young families who want to stay in the community but cannot afford a home. We have seniors who want to age in place, in community, but have limited options. We have growing communities that are being held back, not by a lack of opportunities but by a lack of housing supply. This is not just a housing issue. It is an economic issue, a workforce issue and also a community sustainability issue. I do not want to sound like a negative Nelly. I would like to talk now about why Bill C‑20 matters. This legislation would transform Build Canada Homes into a Crown corporation, as we have been discussing today in the House, giving it the independence, flexibility and tools needed to actually deliver housing at the scale required. This is about action. Build Canada Homes would not just fund projects one at a time. It would act as a builder, a partner and a catalyst, working alongside municipalities, provinces, indigenous communities, non-profit organizations, co-operatives and the private sector, an opportunity that is also backed by $13 billion in initial funding to get the work moving. I want to speak directly about what I have been hearing from the people in my riding. I have met with developers, builders, tradespeople and community housing organizations, and they are all aligned on one thing: They are ready to build, but they need the conditions to do it. They need access to land, in some cases. They need financing that works in today’s market. Perhaps most importantly, they need infrastructure to support growth. Without infrastructure, homes cannot be built. In South Shore—St. Margarets, we are already seeing the kind of collaboration that makes housing possible. A strong example of this partnership in my riding is between the Municipality of the District of Lunenburg and the Town of Bridgewater. They have led a joint venture with their wastewater system, and this is exactly the kind of forward-looking investment we need. I was very proud to be one of the only members of Parliament right now to have one of those announcements in our larger announcements just a couple of months ago. When municipalities work together, they expand core infrastructure like water and wastewater systems, and they unlock the ability to build housing to scale. These are foundational investments, and for too long, there has been a bottleneck. We have seen this as a government, and our new government is here to respond. Build Canada Homes recognizes this. It understands that if we want homes built, we must also support those systems that make these homes possible. Another reason this legislation matters to people in my rural riding in Nova Scotia is that it recognizes the diversity in housing needs. Housing affordability in South Shore—St. Margarets does not look the same as in many other areas, in urban centres. This is why Build Canada Homes uses both a place-based and an income-based definition of affordability, ensuring that housing reflects the realities of local incomes. This matters because homes must actually be affordable to the people who live and work in our communities, not because they are on some type of abstract national average. I was also very impressed with, and helped host, one of our round tables with our minister last summer as he was going all over the nation listening and learning, and now, through this legislation, responding. I met with the developers and the whole spectrum of builders at these round tables who gave their concerns, the good, the bad and sometimes the ugly, in response to the minister having these consultations. Rural communities are often overlooked in national housing strategies, but we know that they are essential to Canada’s economy, culture and identity. From forestry, to fisheries, to tourism, to small business, rural regions like ours are vital. However, without housing how do we sustain that vitality? The recognition of rural needs through Bill C-20 includes support for infrastructure, transportation considerations and community revitalization. It is an important step forward. This legislation is also about partnership, and in South Shore—St. Margarets partnership is how we get things done. We are seeing municipalities collaborate. We are seeing non-profits and co-operatives step forward. I was recently at an announcement for shovels in the ground for an eight-unit co-operative shared housing unit in the small town of Liverpool. Although there are only eight units, that is huge in our small rural and coastal communities. We are also seeing leaders come together to think bigger and aggregate projects to create scale. That type of collaboration is exactly what Build Canada Homes is designed to support, because when communities align with federal resources and private sector capacity, we can move forward from ideas to construction and from plans to actual homes. We also want to highlight some of these economic opportunities in this approach. Build Canada Homes is more than just housing. It is about building Canadian capacity. It is about Canadian workers, Canadian materials and Canadian expertise. For South Shore—St. Margarets, that means opportunities for tradespeople. It means opportunities connected to our forestry sector and supply chains. Our colleagues have just talked about the lack of support for the forestry sector. I have met with multiple different lumber mills in my riding and some of our prefab manufacturers on how they are working specifically within our supply chain locally to get these homes built. It means good jobs that support families in our region. It is like having multi-generational families like Freeman Lumber in my riding working together with others like Lloyoll Prefabs, Walls and CLATTCO Construction in my riding on a common goal, which is to get roofs over people’s heads. At a time when global uncertainty is increasing, investing in Canadian industry is solving problems with respect to our housing shortage. This is the right approach. Innovation is key. I want to address directly the idea that this legislation creates unnecessary bureaucracy. Respectfully, I disagree. This legislation is about streamlining, not adding layers. Build Canada Homes brings expertise, financing tools and partnerships together under one organization with a clear goal. The housing crisis did not emerge overnight and will not be solved overnight. What Canadians expect of us is progress. They expect us to work together. They expect us to take bold, practical steps. Bill C-20 is one of those steps. For the young family in Bridgewater who is working and looking for their first home, for the nurse who is considering a job on the South Shore but is unable to find housing and for the senior in Lunenburg who wants to stay close to their community, this bill matters.

Jessica Fancy, South Shore—St. Margarets

Liberal
“Housing experts support this bill. They say having an independent government agency to build affordable homes is an important part of our national housing plan.”
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Official Hansard

Mr. Speaker, I would like to talk to my colleague from Ontario about Carolyn Whitzman. I was a member of HUMA, where we had this on our desk to study. I want to read something that she said about Build Canada Homes and how it needs the independence of a Crown corporation. She said that it had been clear from the start that it was merging the existing Canada Lands Company into it. The real question here was affordability, targets and what this kind of economic and social return was expected to generate, and how we needed these plans for a national housing strategy. She was a huge proponent of this. Therefore, I would like to remind my colleague that we have people who are doing the work and I would love to see the responsiveness of our minister in this.

Jessica Fancy, South Shore—St. Margarets

Liberal
“I want the House to pass this bill so we can start building more homes. Our government has already made progress on building projects in my riding. I am working with the forestry sector and local builders to construct more private, non-profit, and co-op housing.”
Official Hansard

Mr. Speaker, we have been experiencing similarities with our ridings. Although I am in a coastal community, we still have small-town pride. I would like to say to my colleague that we have been with our new government for only a year. We have been laying infrastructure. We are trying to pass this bill that would help unlock everything and get those shovels in the ground. In my own riding, I have had multiple announcements and multiple shovels in the ground. I have talked to the people in my forestry sector. My colleague wants to talk about lack of support in the forestry sector. I have talked with Derek Nighbor of the Forest Products Association of Canada regarding how I can work with my local mills and my local prefab people and build those partnerships together to get more shovels in the ground for private, non-market and co-operative housing.

Kristina Tesser Derksen, Milton East—Halton Hills South

Liberal
“I used to be a city councillor. Cities have a lot to manage, including housing. I want my colleague to explain what role cities will play and how this bill will help them.”
Official Hansard

Mr. Speaker, my colleague mentioned municipalities in her speech. I am a former municipal councillor. Municipalities at any given time have a lot of balls in the air that they have to balance. One of the big ones is housing. I am wondering if my colleague could comment further on the role she sees municipalities playing and how this legislation would impact municipalities positively.

Jessica Fancy, South Shore—St. Margarets

Liberal
“Building housing takes groups and local governments working together, like in my riding. I want MPs who oppose this bill to talk to these local groups and help get homes built.”
Official Hansard

Mr. Speaker, as a former municipal councillor, the example that I used in my speech today in regard to our municipality and district in Lunenburg and my town of Bridgewater is how people were trying to put together a larger supportive housing complex just outside of the town of Bridgewater, but they did not have the waste-water system. Therefore, they are working with the town. They are working with the municipality and collating a larger project that is going to help over 3,000 people in my riding, so these partnerships are key. I would ask members who are negating this legislation whether they have sat down with all the different key players and stakeholders. What are they doing, as their representative, to help make these plans to get these shovels in the ground?

Kevin Lamoureux, Parliamentary Secretary to the Leader of the Government in the House of Commons

Liberal
“We are working with Alberta and Saskatchewan to build homes. If the member opposes this bill and federal housing projects, will he clearly say so today?”
Official Hansard

Mr. Speaker, the member for Waterloo posed a question to one of the member’s colleagues from Alberta. I would like to echo the same sentiment from that question. That is, we have agreements today for housing projects in collaboration in Alberta and Saskatchewan. We continue to work collaboratively with different jurisdictions. Can the member be very clear? If he does not support the legislation and he does not support the federal government being involved directly in housing, will he say that very clearly today? Will the member be bold enough to say that he will not support those projects that are being supported by the provinces, municipalities and federal government?

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