Build Canada Homes Act

Bill C-20, Build Canada Homes Act · Time allocation motion · now law Where it stands

The House debated Bill C-20, which creates Build Canada Homes, a new Crown corporation to promote affordable housing and faster, factory-based construction methods, and moved a time-allocation motion limiting third reading to five more hours. The minister said Canada is in a housing crisis and the new agency is needed to build affordable, non-market homes faster, citing partnerships with Quebec, Nunavut, B.C. and New Brunswick. Conservatives opposed the bill, saying the government already has several federal housing agencies, that red tape and federal spending caused the housing crisis, and that housing belongs with provinces and municipalities; they also asked why the bill was being rushed and whether building codes could be simplified instead. A Bloc member raised higher construction and shipping costs in remote regions like Gaspé and asked whether funding would reflect those costs, which the minister said Build Canada Homes would have to account for. Some time also went to a dispute over unanswered emails between a Conservative member and the minister, and to a Liberal member’s point about Conservative requests for housing fund letters of support.Written by AI from the debate. Updated .

Official text (opens in a new tab)

34 statements

Scott Aitchison, Parry Sound—Muskoka

Conservative
“The government is creating another housing agency that costs $13 billion. It has set no clear targets for how many homes will be built, and it did not even ask its own housing experts for advice. I want the minister to explain how the government can justify this.”
Official Hansard

Madam Speaker, I find it interesting that back in 2017, when the Trudeau government came out with its national housing strategy, it gave it to the Canada Mortgage and Housing Corporation, the first federal Crown corporation for housing, which delivered those programs, among other things. The CMHC does a lot of research on housing, probably more research than any other group in the country, in fact, and it is well respected. It also insures mortgages. I find it interesting that this fourth federal housing agency, the third Crown corporation for federal housing, is being created with no clear timelines or targets as to how many units would be built. I actually asked the CMHC the other day if the government had discussed with it what the targets should be, based on the need that exists out there. It said there has been no discussion. I wonder if the minister could explain to the House how the government justifies a $13‑billion fourth federal creation for housing, having done no research to provide it data on the number of units it needs to have built for non-market housing.

Gregor Robertson, Minister of Housing and Infrastructure and Minister responsible for Pacific Economic Development Canada

Liberal
“This bill creates a new agency focused only on affordable housing. It will take over federal land to build affordable homes. Our other housing agency will keep focusing on regular market housing and loans.”
Official Hansard

Madam Speaker, I thank the member opposite for his questions and his concerns. Build Canada Homes will be the federal government agency to deliver affordable housing. CMHC will focus on market housing. There will be two agencies right now, CMHC on the market side and Build Canada Homes on the non-market side, that will be focused on housing. The Canada Lands Company, which has been involved in housing development for the federal government, is effectively folding into Build Canada Homes with the portfolio of federal lands where affordable housing can be built. That is one component. It is basically that we are going to two agencies. One is affordable housing-focused, non-market, and the second, CMHC, continues to provide support for market housing, the apartment construction loan program, the MLI select program and the research that the member opposite is discussing, which is valuable across the board for the whole housing continuum.

Dominique O'Rourke, Guelph

Liberal
“Groups in my riding are building affordable homes for seniors with mental health needs and working to end youth homelessness. I want the minister to tell us how non-profit housing groups are responding to this new housing corporation.”
Official Hansard

Madam Speaker, the minister just answered the question I was going to ask about how this structure actually clarifies the housing spectrum of non-market and market, and how the Canada Lands Company comes in, and so how this new structure will function in a way that is much, much better for proponents. Instead, I will ask the minister about the following. I know the proponents in my riding are going to provide housing for seniors with mental health issues. These are non-market housing units. They are going to get to functional zero in terms of youth homelessness. Minister, what has the response been in the community to Build Canada Homes? What kind of response are you seeing from proponents in the non-profit housing sector?

Gregor Robertson, Minister of Housing and Infrastructure and Minister responsible for Pacific Economic Development Canada

Liberal
“Non-profit groups are using this housing plan a lot. Most of the proposals come from non-profits working with private builders. Many of these projects are for supportive housing, which helps people leave homelessness. We are already working to build a couple of thousand of these homes across the country.”
Official Hansard

Madam Speaker, we have seen enormous uptake among the non-profit or community housing builders. I think a majority of the proposals coming into Build Canada Homes are from the community building sector and non-profits partnering with the private sector, which will do a lot of the construction and building. Those homes will be effectively operated by the non-profit sector, because they are affordable homes. In particular, I want to speak to the great uptake we have seen with transitional and supportive housing. The most important solution right now for homelessness is making sure people have access to a home that has the wraparound supports. We have a couple of thousand homes now in the works in partnership across the country for that supportive housing.

Mario Beaulieu, La Pointe-de-l'Île

Bloc Québécois
“We will not vote against this bill because Quebec agreed to it. Still, the government should just send housing money directly to Quebec instead of creating a new agency to do work that existing agencies can already do.”
Official Hansard

Mr. Speaker, I have a question that has already been asked, but I do not think the answer was adequate: Why replace existing bodies, such as the CMHC, that could very well have fulfilled the same role? Essentially, we are not going to oppose the bill since an agreement has been reached with the Government of Quebec, but it would have been much easier to simply transfer the money to Quebec.

Gregor Robertson, Minister of Housing and Infrastructure and Minister responsible for Pacific Economic Development Canada

Liberal

Linked statement

“We need this new agency to focus only on affordable housing. The existing housing agency can stick to the regular housing market and mortgage insurance. These are two different jobs, and dividing them helps us build more affordable homes with the provinces and territories.”
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Official Hansard

Madam Speaker, the Canada Mortgage and Housing Corporation, CMHC, will continue to focus on the market side of the housing continuum, and that is from rental housing to the mortgage insurance products it has provided for generations. It can specialize in that, and Build Canada Homes can specialize in affordable housing. We think it is important to have this separation between the two. They are very different lines of business, with very different partnerships that get put together with the provinces, territories and cities on the affordable housing side. The example of Quebec’s partnership illustrates the opportunity that provinces and territories see in partnering with Build Canada Homes to get the homes delivered, and get them delivered with affordability at the core.

Scott Aitchison, Parry Sound—Muskoka

Conservative
“The government is spending $13 billion on another new housing agency, but it has not set any clear goals for it. I want to know why there are no targets for this money.”
Official Hansard

Madam Speaker, I do not think the minister entirely understood my question. When I asked him why there were no targets with this new $13-billion agency, the fourth agency, he explained to me what each of them does. Here is a news flash: I understand what each of them does. I just do not understand why we have created a fourth one. Then I asked very specifically why we would create a third federal Crown corporation and give it $13 billion and no targets other than to say that it is going to focus on non-market housing. The pre-eminent researcher on housing in the country is the first federal Crown corporation on housing, the CMHC. It does all the research. Why has the third Crown corporation not talked to the first Crown corporation? Why has the minister not talked to the first Crown corporation to give this thing some targets and put some parameters around it? This is $13 billion of Canadian taxpayers’ dollars, and there are no targets. Why is this?

Gregor Robertson, Minister of Housing and Infrastructure and Minister responsible for Pacific Economic Development Canada

Liberal
“Our goal is to build as many affordable homes as possible with this money. We want to fund different kinds of housing, including supportive homes, rentals, co-ops, and middle-class homes.”
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Official Hansard

Madam Speaker, the target is to build as much affordable housing as possible with the capital that is being provided here by the Government of Canada. There is an array of partnerships and collaborations now. There are different levels of affordability, as the member knows as a former mayor. There are projects that have deeply affordable supportive and transitional housing. Those require more investment from government, more support in terms of an equity investment to achieve that level of affordability. There is a mix of affordable rentals in many projects as well. As for setting random large targets to shoot for, we want to see the maximum amount of housing delivered. We want to see as much affordability as possible. That is the core goal for Build Canada Homes. We want to also leverage opportunity across affordable rental housing and co-op housing. We want to see a whole range of housing in the middle market, the so-called missing middle, delivered alongside that. It is a range of different types of projects, with different affordability, but we want to see all of that maximized for the benefit of Canadians.

Jeremy Patzer, Swift Current—Grasslands—Kindersley

Conservative
“The government has failed to get a new softwood lumber deal with the United States. Many Canadian sawmills have closed, which makes it harder to get the supplies we need to build houses. I want the minister to help reopen these sawmills so we can lower the cost of building homes.”
Official Hansard

Madam Speaker, we have heard quite a bit, and rightfully so, about the problems with all the bureaucracies that the government is creating, but one thing it has not done in 11 years is negotiate a new softwood lumber agreement with the United States. In fact, the minister’s own province of British Columbia has had close to 35 sawmills close in the last five years. We were reading lots of articles about sawmills closing in Quebec. The ability to produce the goods that are needed to build homes in this country is being severely limited, yet the government has done nothing about that. Is the minister going to advocate and push to try to get the sawmills open again so that Canada can produce the things that are needed, which, by doing so, would actually bring down the cost of building homes in this country?

Gregor Robertson, Minister of Housing and Infrastructure and Minister responsible for Pacific Economic Development Canada

Liberal
“This new housing agency will focus on using Canadian wood to build homes. This will support forestry jobs and manufacturing across the country.”
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Official Hansard

Madam Speaker, I appreciate the member’s concern around softwood. We see enormous opportunity with Build Canada Homes to focus on building with Canadian wood. That would benefit our industries from B.C. to Quebec and New Brunswick, provinces that rely heavily on softwood and forestry. We have real opportunities to scale up the value-added industry and make sure we are protecting jobs with softwood here in Canada. Buy Canadian is a key element with Build Canada Homes. That has gone into the investment criteria. We are seeing proposals come in that would use Canadian wood to build. We want to see, in the manufacturing sector, mass timber and value-added products built with Canadian wood. That is our focus with Build Canada Homes, making sure we do everything we can to use Canadian materials, to strengthen Canadian homebuilding and manufacturing, right into the forest industry. I am working in collaboration with the Minister of Industry and the Minister of Energy and Natural Resources to make sure we are maximizing that opportunity and supporting that industry.

Ginette Petitpas Taylor, Moncton—Dieppe

Liberal
“New Brunswick was one of the first provinces to sign the federal housing deal. I want the minister to explain how important the provincial government was in making that happen so quickly.”
Official Hansard

Madam Speaker, further to the question that was asked by my friend and colleague from Acadie—Bathurst, we were extremely pleased this year that the minister came to New Brunswick and that we were one of the first provinces to sign the housing agreement. We certainly recognize that New Brunswick is a very rural province, and the provincial government had a key role in making sure the plan was brought forward. I am wondering if the minister would be able to explain how imperative it was that the province played a key role in ensuring that New Brunswick was able to sign an agreement in a fairly short period of time.

Gregor Robertson, Minister of Housing and Infrastructure and Minister responsible for Pacific Economic Development Canada

Liberal
“I want the federal government to partner with New Brunswick to build affordable homes. New Brunswick is ready to help manage these housing projects across the province, which makes it easier for us to invest.”
Official Hansard

Madam Speaker, I thank the member for her leadership on behalf of New Brunswick. Like the members of Parliament from New Brunswick, we are very encouraging of Build Canada Homes and New Brunswick partnering to maximize the opportunity to build affordable housing across New Brunswick. The Government of New Brunswick has been a leader, as the member said, in being one of the first provinces to step forward. As I mentioned earlier, with the opportunity to build in communities of all shapes and sizes, the province has put together projects across New Brunswick. It is bringing that portfolio forward and will help manage the delivery of that housing, which is fantastic. It makes it much more streamlined for Build Canada Homes to be able to invest, knowing that the province is overseeing that portfolio, and many communities are being served at the same time. I give a big thanks to New Brunswick for leading the way on that and to the members for supporting that.

Billy Morin, Edmonton Northwest

Conservative
“First Nations need over 150,000 new homes, but the government's plan only builds about 3,400. I want the minister to create real, long-term fixes for housing on reserves instead of small band-aids.”
Official Hansard

Madam Speaker, the AFN estimates that there are 157,000 new homes needed to address the severe housing crisis on first nation reserves in addition to the 81,000 existing units needing major renovations. The minister announced some indigenous incentives in this, but the numbers add up to about 3,400 homes across 600‑plus first nations. Can the minister address more systematic fixes when it comes to first nations housing crises, rather than just band‑aids?

Gregor Robertson, Minister of Housing and Infrastructure and Minister responsible for Pacific Economic Development Canada

Liberal
“This housing agency will help Indigenous communities. At least 10% of its affordable housing money will go to Indigenous housing projects. Many Indigenous home builders are already sending in proposals, including in the territories.”
Official Hansard

Madam Speaker, certainly, indigenous housing is a really important component of what Build Canada Homes is delivering and will continue to deliver. The floor for investment in indigenous housing in Build Canada Homes is 10% of the capital there for affordable housing. There are many proposals coming in from indigenous home builders. We look forward to seeing Build Canada Homes supporting projects. There is a huge opportunity. We saw this in the Nunavut and Yukon territories, where the majority of the population is indigenous. That housing will obviously be delivered by the territorial governments, but it will benefit indigenous residents. We are going to see a lot of proposals and partnerships with first nations and Inuit and Métis people as well.

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